---
page_title: Introduction : VAN
product: API Reference
page_source: https://juspay.io/in/docs/api-reference/docs/virtual-account--ecollect/introduction--van
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/api-reference/llms.txt
---


# Introduction : VAN



This is a system to accept payment directly from a customer into a bank account and match each payment to customer and its order and provide automatic reconciliation

**How it works:** 

1. **Create Virtual Accounts :** Every customer of the merchant will be assigned a unique Virtual Account Number (VAN) and using the VAN and designated IFSC the customer can make payments towards merchants using NEFT, IMPS, RTGS
2. **Customer Places an Order:** Order can be created against the customer by merchant in the JusPay system - expecting receipt of certain amount from the customer
3. **Customer makes payment:** The customer pays using their online banking account.
4. **Validation Checks on the payment:** Merchant’s bank would request JusPay to validate and collect the payment - JusPay based on VAN validity and configured rules will validate the payment. On credit of payment by merchant’s bank - the bank would notify Juspay about the credit
5. **Payment Notification and Recon** : JusPay would update the order and transaction details and instantly notify the merchant via webhooks on the payment status
6. **Recon and reporting** : JusPay will also provide recon reports daily as per analytics requirement of the merchant

![Image](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/api-reference/VAN%20-%20eCollect.png)
*VAN - eCollect Flow*



---

## See Also

- [Delete Token API](https://juspay.io/in/docs/api-reference/docs/tokenization-apis/delete-token-api)
- [Create VAN](https://juspay.io/in/docs/api-reference/docs/virtual-account--ecollect/create-van)