Next-Generation payment acceptance for banks
Modern, modular, and proven infrastructure for banks to deliver enterprise-ready payment acceptance solutions for their clients. Best-in-class capabilities without legacy constraints or overheads, enabling banks to reliably compete on speed, cost, and performance.
Modern Acquiring
Modular, resilient, future-proof payments stack covering the entire lifecycle & client experience
Fintech-grade capabilities
Powered by Juspay's decade-plus experience building payment solutions for global enterprise like Amazon and Google
Bank-grade reliability
Modern, battle-tested cloud infrastructure with five 9s availability
Engineered for your global scale
Enterprise-grade reliability, scale, and support.
99.999%
Reliability
50000
Transactions per second support
200 Mn+
Transactions processed every day
<100ms
Payment latency
Global acquiring -
Cards, APMs and RTP
Modernise Your Payments Infrastructure with Juspay’s Cards Payment Gateway. Simplify multi-country operations, merchant management, risk prevention, and more.
Payment gateway
Payment acceptance
Seamless global payment method coverage including major card schemes, and alternate payment methods.
Fraud & risk management
Detect fraud in real time with advanced machine learning and rule based risk modules.
Token requestor
Tokenize cards directly with the card schemes with Juspay's network token API.
Reconciliation & settlements
Automated 3-way reconciliation across your payments stack, PSPs, and bank along with a custom settlement report.
Dispute management
Manage and defend disputes via dashboards smart 3DS and Juspay's operations teams.
Checkout experience
Power superior customer checkout experience via a Hosted Payment Page and seamless 1-Click Authentication.
KYC onboarding
Seamless self onboarding powered by best-in-class KYC/KYB modules.
Control center & analytics
Get deeper visibility and control of your payments via dashboards.
Bank-grade security & compliance
Bank-grade security
& compliance
Working with global financial institutions, Juspay powers bank grade compliance, adheres to best practices for information security and helps mitigate fraud risk.
Streamline payment authentication worldwide
Tackle authentication globally and adapt to region-specific regulations and behaviours to offer seamless authentication everywhere.
Click to Pay
Click to Pay simplifies online card payments to just one simple click
- Eliminate the need for your customers to enter payments data manually
- Seamless customer experience to improve checkout conversion rates
- Advanced security measures like network tokenisation and encryption
Adaptive 3DS
3DS engine that adapts to transaction & customer data
- Eliminate the need for your customers to enter payments data manually
- Configure 3DS triggers across transaction parameters
- Configure 3DS exempt & challenge flows as per your use cases
Paze wallet
Paze consolidates consumer's cards into a single wallet for better authentication & experience
- Additional layer of security with network tokenisation
- Higher Approval Rates with network tokens
Apple Pay
Apple Pay includes built-in SCA compliance and doesn’t require additional authentication
- Optimised pre-authorised payment experiences for recurring payments
- Payment cryptograms for dynamic security
Google Pay
Google Pay enables users to authenticate on their mobile devices without redirections
- Authentication via device-bound token and biometric/PIN
- SCA compliant and eligible for liability shift
Payment Passkeys
Streamlined card not present (CNP) authentication built to FIDO standards
- 1-click checkout experience with Device-based biometric payment authentication
- Can be used with EMV® 3-D Secure (3DS)
- Helps meet PSD2 SCA requirements in the EU
Bank App Authentication
Streamlined Authentication experience for Bank Transfers
- Out of Band/Notification based flows
- Passkey based Authentication
- Time based One Time Password (TOTP) based Authentication
Click to Pay
Click to Pay
- Eliminate the need for your customers to enter payments data manually
- Seamless customer experience to improve checkout conversion rates
- Advanced security measures like network tokenisation and encryption
Paze wallet
Paze wallet
- Additional layer of security with network tokenisation
- Higher Approval Rates with network tokens
Apple Pay
Apple Pay
- Optimised pre-authorised payment experiences for recurring payments
- Payment cryptograms for dynamic security
Payment Passkeys
Payment Passkeys
- 1-click checkout experience with Device-based biometric payment authentication
- Can be used with EMV® 3-D Secure (3DS)
- Helps meet PSD2 SCA requirements in the EU
Google Pay
Google Pay
- Authentication via device-bound token and biometric/PIN
- SCA compliant and eligible for liability shift
Bank App Authentication
Bank App Authentication
- Out of Band/Notification based flows
- Passkey based Authentication
Adaptive 3DS
3DS engine that adapts to transaction & customer data
- Eliminate the need for your customers to enter payments data manually
- Configure 3DS triggers across transaction parameters
- Configure 3DS exempt & challenge flows as per your use cases
Frictionless bank
transfer payments
Enable end-users to pay directly from a bank account powered by seamless authentication mechanisms for a frictionless checkout.
Out of Band / Notification flow
Users can approve notifications in the Issuer app via a quick swipe or biometric authentication, such as fingerprint or face recognition
Tap & Pay via Bank App
Offers a seamless and secure Tap & Pay experience with support for all major card schemes, ensuring convenience and reliability for users.
TOTP based Authentication
Provides a seamless TOTP-based flow for offline authentication, enhanced with additional risk checks and challenge mechanisms for added security.
Passkey based Authentication
Enables merchant-agnostic device binding along with biometric-based authentication for a consistent and secure user experience across platforms.
Out of Band / Notification flow
Users can approve notifications in the Issuer app via a quick swipe or biometric authentication, such as fingerprint or face recognition
Tap & Pay via Bank App
Offers a seamless and secure Tap & Pay experience with support for all major card schemes, ensuring convenience and reliability for users.
TOTP based Authentication
Provides a seamless TOTP-based flow for offline authentication, enhanced with additional risk checks and challenge mechanisms for added security.
Passkey based Authentication
Enables merchant-agnostic device binding along with biometric-based authentication for a consistent and secure user experience across platforms.
Mitigate fraud risk in
merchant acquiring
Real-time rules engine to manage fraud during transaction processing coupled with best-in-class application and process security.
Transaction Processing
Fraud Risk Management
- Rules Engine to define and customize rules based on specific requirements
- Risk Assessment that evaluates each transaction against the defined rules
- Advanced machine learning models to identity fraud in real time
3DS Integration & Security
- All outbound/inbound calls via proxy IPs
- End-to-end encryption for API calls and PII in DB
- HTTPS mandates for all communication
Application Security
Authentication
- API Keys
- Session Tokens
- IP Whitelisting
- Mandatory MFA
- Password Rotation
Integrity
- Hash verification ; integrity checks based on amount & order ID
Session Management
- Order transaction level expiry; card token expiry; JWT based login
Auditability
- Audit trail for transaction records; agent actions
Process Security
Data Security
- Application Layer Encryption
- Data at Rest encryption
- Audit Trail of Data Success
Change Management
- Marker checker process
- Automated Regression Testing
- Version Deployments
Access Control
- Mandatory MFA
- AWS Audit logs
- Access Control Policy
Seamless merchant
onboarding & management
Manage merchant onboarding, configurations, pricing, reporting, and more through a single, centralized dashboard.
Merchant onboarding and configuration
- MID & MCC generation for Merchants
- Merchant network registration
- Complete Merchant KYC via dashboard
Robust & data-rich
dashboard for merchants
Empower your merchants with a robust dashboard for enhanced operational control.
The most versatile
white-label payments stack
Juspay's White-label Payments Stack is built upon a decade of experience in sophisticated payments engineering.
Orchestration
- 300+ Local Payment Methods
- Rules & ML based Intelligent Routing
- Tokenization
- Fraud & Risk engine
Smart Processing
- On-Us/Off-Us processing
- Mandate / Subscriptions
- Cross-Border Payments
- Local Acquiring
Control
- Merchant Dashboard
- Unified Reconciliations
- Transaction Monitoring
- Unified Reporting
- Analytics
- Alerts & Custom Reports
- Payment Insights Engine
Operations
- Recon & Settlement
- Disputes & Chargebacks
- Merchant & Bank Support
- PCI DSS V4 Compliance
- PSD2 Compliance
- ISO 27001 : 2022
- SOC 2 Type 2
- GDPR Compliance
