---
page_title: Enable CRED pay
product: Cred pay
page_source: https://juspay.io/in/docs/cred-pay/docs/cred-pay/enable-cred-pay
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/cred-pay/llms.txt
---


# Enabling CRED Pay flow




### **Step 3:** Enable CRED Pay on your payment page 



---

## Integration type : Juspay Express Checkout API


### 3.1 Check CRED Pay Eligibility


Verifying eligibility is a crucial step when the merchant handles their payment page, and the user interface needs be adjusted based on the eligibility response.

CRED Pay eligibility is checked using phone number

* [Encrypt the phone number](https://docs.juspay.in/cred-pay/docs/cred-pay/phone-number-encryption) for security purposes
* Determine the [presence of the CRED app](https://docs.juspay.in/cred-pay/docs/cred-pay/check-for-cred-app-presence).
* Use CRED Pay [eligibility API](https://docs.juspay.in/cred-pay/docs/cred-pay/cred-eligibility-api) using the encrypted phone number and CRED app availability details.




### 3.2 Display CRED Pay on payment page 


* Display CRED Pay option to eligible users
* The payment method design elements are shared in response of the Eligibility call like title, subtext, CTA text, icon that can be used on your UI
* The eligibility response also incorporates details of any ongoing Offers by CRED (subtext column) that you can show to the users.
  
  ![Image](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/cred-pay/IMG_1379-zHzut.jpg)
  *CRED Pay UI*




### 3.3 Initiate CRED Pay transactions


Once the users chooses to pay via CRED Pay, transaction needs to be initiated to Juspay 

* Order needs to be created before initiating a transaction.In case any metadata needs to be passed to CRED, please pass the same in [Order Create API](https://docs.juspay.in/cred-pay/docs/cred-pay/order-create) call.
* Use [/txns Api](https://docs.juspay.in/cred-pay/docs/cred-pay/txns-api) is to initiate transactions with payment method as CRED Pay.



---

## Integration type : Juspay HyperCheckout (Payment Page)


### 3.1 Juspay Config Changes


* [Login](https://portal.juspay.in/marketplace?id=de72c170-22c8-4536-b3db-e1b6e8758eff&name=DOTP) to Juspay Dashboard and navigate to Marketplace tab to get the Cred Pay enabled on your Juspay payment page
* Juspay will release these changes in testing environment (CUG) for you to initiate the end to end testing on your app / website



---

## Integration type : Juspay Express Checkout SDK


### 3.1 Check CRED Pay Eligibility


* Check phone number eligibility for CRED Pay 
  
  Use the[Cred eligibility Payload](https://docs.juspay.in/cred-pay/docs/cred-pay/cred-eligibility-process-payload)to check if the customer's phone number is eligible for the CRED Pay.




### 3.2 Display CRED Pay on payment page


* Display CRED Pay option to eligible users
* The payment method design elements are shared in response of the Eligibility call like title, subtext, CTA text, icon that can be used on your UI
* The eligibility response also incorporates details of any ongoing Offers by CRED (subtext column) that you can show to the users.
  
  ![Image](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/cred-pay/IMG_1379-zHzut.jpg)
  *CRED Pay UI*




### 3.3  Initiate CRED Pay transactions


* Once a customer selects CRED as the payment method, you can initiate the transaction with Juspay using the CRED Pay [Process Payload](https://docs.juspay.in/cred-pay/docs/cred-pay/cred-pay-txn-process-payload)
* Juspay SDK will manage the invocation of collect or intent flows.



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## See Also

- [PA/PG Set Up](https://juspay.io/in/docs/cred-pay/docs/cred-pay/papg-set-up)
- [Handling the payment response](https://juspay.io/in/docs/cred-pay/docs/cred-pay/handling-the-payment-response)