---
page_title: Flexible Down Payment Support
product: HyperCredit
platform: Web
page_source: https://juspay.io/in/docs/hyper-credit/web/exclusive-supported-features/flexible-down-payment-support
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/hyper-credit/llms.txt
---


# **Flexible Down Payment Support** 



HyperCredit supports two upfront payment flows to prevent lost sales when a loan doesn't cover the full cart value or when a lender requires advance payments.


#### **Marginal Amount Collection:** 



Bridges the gap when the approved loan is lower than the cart value. Once the loan is approved, the customer is redirected to pay the difference directly via other digital payment methods (UPI, Cards). 

**Example:**  For a ₹50,000 product and a ₹30,000 approved loan, the remaining ₹20,000 is collected seamlessly at checkout.


#### **Lender Downpayment (Advance EMI):** 



Lenders collect a portion of the loan upfront before disbursement as per the agreed terms between you and the lender. The customer pays this initial amount during the loan journey, automatically reducing their future repayment schedule. 

**Example:**  If a 6-month EMI plan requires 1 Advance EMI, the first EMI is paid immediately, leaving a 5-month repayment schedule.

---

## See Also

- [Product Tenure Based Filtering and Tenure Locking](https://juspay.io/in/docs/hyper-credit/web/exclusive-supported-features/product-tenure-based-filtering-and-tenure-locking)
- [Payment Authorization And Status Capture](https://juspay.io/in/docs/hyper-credit/web/exclusive-supported-features/payment-authorization-and-status-capture)