---
page_title: Overview
product: HyperCredit
platform: Web
page_source: https://juspay.io/in/docs/hyper-credit/web/hypercredit-checkout/overview
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/hyper-credit/llms.txt
---


# Overview



HyperCredit checkout enables the embedment of juspay’s HyperCredit or Pay-In-3 capabilities into your existing checkout flow.


#### **Loan Marketplace Journey Initiation** 



* Check available checkout options to determine if the financing option should be displayed to the user using **Payment Methods API** .
* Evaluate the customer's real-time approval status to dynamically display a "Pre-approved" or "Check your Eligibility" tag on the payment page using **Eligibility API** . (Applicable for Pay in 3 and ETB)
* The **Create Order API**  is called to register the transaction.
* On successful order creation, the **Initiate LSP Journey API**  is called to fetch the specific loan link.
* Juspay returns a secure URL in the response.
* Your application needs to open this Loan Payment Link in an iFrame, a New Tab, or a Chrome Custom Tab.
* The user completes the entire loan approval and consent journey on this page.
* Upon completion, the user is automatically redirected back to your application.


#### APIs to be Integrated:



When the customer selects the Instant Loans / Loan Marketplace payment method, the following APIs and events are to be triggered to facilitate the transaction:

* **Payment Methods API:**  Fetches available checkout options to determine if the financing option should be rendered for the user. (Applicable for Pay in 3)
* **Eligibility API:**  Evaluates the customer's lender-specific approval status in real-time to dynamically display either a "Pre-approved" or "Check your Eligibility" tag on the payment page. (Applicable for Pay in 3 and ETB)
* **Order Create API:**  Registers the order details within the Juspay system.
* **Initiate LSP Journey API:**  Initiate the **Juspay-managed Loan Marketplace journey** and returns Payment Links.
* **Order Status API:**  Verifies and confirms the final payment status, signaling to the merchant that the order can be successfully dispatched.**Payment Methods API**


| APIs to be Integrated | Juspay HyperCredit | Pay-In-3 |
|---|---|---|
| Payment Methods API | Mandatory Only if Existing Merchant. | Mandatory |
| Eligibility API | Mandatory Only if Existing Merchant. | Mandatory |
| Order Create API | Mandatory Only if Existing Merchant. | Mandatory |
| Initiate LSP Journey API | Mandatory | Mandatory |
| Order Status API | Mandatory | Mandatory |


Note: This flow is applicable specifically when the selected payment method corresponds to the **Loan Marketplace journey** . You can also integrate and configure the Pay-in-3 feature using the Session API.

---

## See Also

- [Analytics](https://juspay.io/in/docs/hyper-credit/web/lender-dashboard/analytics)
- [Pre-Requisite](https://juspay.io/in/docs/hyper-credit/web/hypercredit-checkout/pre-requisite)