---
page_title: Choose the Integration that Best Suits your Business
product: HyperCredit
platform: Web
page_source: https://juspay.io/in/docs/hyper-credit/web/introduction/choose-the-integration-that-best-suits-your-business
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/hyper-credit/llms.txt
---


# **Choose the Integration that Best** Suits**your Business** 



You need to integrate with Hyper-Checkout to enable HyperCredit. However, the payload requirements are different, depending on the use case. The payloads are described in further sections.


| Integration Type | Best suited for | Who hosts the UI? | Development effort |
|---|---|---|---|
| HyperCredit on Payment Page | Merchants who want to offer HyperCredit through the Juspay Payment Page as part of their online checkout experience | Juspay | Low to medium |
| HyperCredit on SmartConvert | Merchants with on-ground or assisted-sales teams who need a ready-to-use interface to create and manage loan applications | Juspay | None to Low |
| HyperCredit Direct APIs | Merchants who want to build and control the complete loan journey within their own checkout or application | Merchant | High |
| HyperCredit APIs Flexible Credit | Merchants who want customers to obtain a Flexible Credit before purchase and/or use an existing Flexible Credit for subsequent purchases | Merchant | High |
| HyperCredit Checkout | Merchants who want to offer a frictionless HyperCredit or Pay-In-3 option, within their existing checkout flow. | Merchant | Medium |


**Note:** The HyperCredit APIs integration is intended for merchants who are comfortable acting as an LSP (Loan Service Provider) and taking responsibility for implementing and managing the loan journey through APIs.

---

## See Also

- [Overview](https://juspay.io/in/docs/hyper-credit/web/introduction/overview)
- [HyperCredit Loan Journey](https://juspay.io/in/docs/hyper-credit/web/introduction/hypercredit-loan-journey)