---
page_title: Mandate fields
product: LotusPay
platform: Web
page_source: https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/mandate-fields
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/lotuspay/llms.txt
---


# Mandate fields




## NACH Debit mandates include general details, creditor details and customer details.



These are the main fields that appear in an NACH Debit mandate.


### **General details** 



* [Type](https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/mandate-variants-and-types) - CREATE / AMEND / CANCEL
* Date - the date on which the customer submitted authorisation
* [Frequency](https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/mandate-frequencies)- the maximum frequency with which transactions can be taken (optional)
* [Amount](https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/mandate-amounts) - either Fixed or Maximum
* First collection date - the start date
* Final collection date (optional, nil value means 'Until cancelled')
* [Category code](https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/mandate-categories)
* Reference 1 - Customer reference (optional)
* Reference 2 - Plan/scheme reference (optional)


### **Creditor (merchant) details** 



* Creditor agent - the RTGS head office IFSC of the sponsor bank
* Creditor name - the beneficiary or the merchant
* [Creditor utility code](https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/nach-utility-codes) - the NACH user code of the creditor


### **Debtor (customer) details** 



* Bank account name (physical mandates can have up to three joint account holders)
* Bank account number
* Bank account branch IFSC/MICR (physical mandate only)
* Bank NACH code (generally first four characters of IFSC, eMandate only)
* Bank account type - savings, current (usually includes cash credit and overdraft), other (NRE/NRO and some other business account types).
* Email
* Mobile
* Phone
* PAN

You can create mandates in LotusPay via API, forms and file import. We reduce the complexity by pre-filling and validating many details.

---

## See Also

- [Source statuses](https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/source-statuses)
- [Mandate statuses](https://juspay.io/in/docs/lotuspay/web/nach-debit-flow/mandate-statuses)