--- page_title: PayU product: Payment Gateway Integrations page_source: https://juspay.io/in/docs/payment-gateway-integrations/docs/payment-gateways/payu llms_txt: https://juspay.io/in/docs/llms.txt product_llms_txt: https://juspay.io/in/docs/payment-gateway-integrations/llms.txt --- # PayU ## **Step 1 - Procure Gateway Credentials** Obtain the merchant credentials from the Payu team for Sandbox (testing) and Production (live).You can procure the credentials form the PayU dashboard as follows - ![Image](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/payment-gateway-integrations/Screenshot%202025-12-05%20at%2015.03.59-llzuS.png) *Payu Creds* > **Note** > The fields marked *****  on Juspay Dashboard are mandatory and are required to be configured to proceed with the testing. Rest of the fields are optional and only required for specific features/flows. ## Step 2 - Dashboard Configuration * Open up the Juspay Portal * Production: [https://portal.juspay.in](https://portal.juspay.in) (Configuring here will affect your live environment) * Sandbox: [https://sandbox.portal.juspay.in](https://sandbox.portal.juspay.in) (Dedicated for testing) * Navigate to Payments → PG Control Centre * Select PAYU under the “Add a Payment Gateway (PG)" section * Select an environment for the payment gateway. If not sure then confirm with PAYU team whether the credentials provided by them are for testing or production usage * Live Environment: Real money involved, all flows supported * Testing Environment: Simulate payments, only some flows are supported * Gateway Reference ID: For most cases you don’t need this but if you do then refer [https://juspay.io/in/docs/hyper-checkout/android/resources/gateway-reference-id](https://juspay.io/in/docs/hyper-checkout/android/resources/gateway-reference-id) ## **Step 3 - Feature Enablement Email to PG** An email titled “**Juspay <> PAYU Feature Enablement for Merchant Key - {Your PayU Merchant Key} (Juspay ID: 123456)”** will be triggered from the Juspay Dashboard to PayU team to enable certain required flags. ## **Step 4 - Configure Payment Methods** Configure the payment methods as per your business needs using the Juspay Dashboard. Enable or disable payment methods your business will accept through PayU on this screen. ## **Step 5 - Advanced Feature Flags** Following feature flags are available under the PayU gateway - * **Waiting Page Expiry In Seconds** : Provide the wait page timer in seconds only if you want the payment gateway's wait page to be shown for UPI collect transactions. The recommended value is 300. * **Split Settlement** : Enabling this flag allows Settling the transaction amount into multiple aquiring bank accounts * **S2S Integration** : Enabling this flag would enable the S2S (Server to server) integration via PayU. * **Pre-authorization** : Enabling this flag would enable the transactions via PayU to be pre authorized. * **Pass User Token to Gateway** : This parameter enables user-level velocity rule application for offers. For Card Based Offers (CC, DC, EMI), it's optional. If used, rules apply to the token; if not, they apply to the card number. * **One Time Mandate** : Enabling this flag would enable the flow where money is blocked in User's account and one debit takes place post which Mandate expires. * **Card Mandate** : User registration and auto recurring debit based payments. Payment instrument must be CARD. * **GooglePay Card Payments Enabled** : Enable this only if you want google pay card payments via the payment gateway. * **Emandate** : Enabling this flag allows you to make Mandate payments with payment instruments other than CARD. * **Direct Debit** : Once user's account is linked, money gets debited using authentication token without any redirection, this is usually used for wallets/BNPLs. * **CVV-less** : Enabling this flag allows you to route CVV less transactions via PayU. ## **Step 6 - Configure Juspay URLs at Gateway** Refer to the Webhook Section to get the list of Juspay URLs that need to be whitelisted at the gateway end. ## **Step 7 - Testing** Test all payment flows using the sandbox environment. Ensure that all enabled payment methods work as expected and the callbacks are received correctly. ## **Step 8 - Go live** Switch your configuration to production credentials on Juspay Dashboard after thorough testing, and inform gateway to enable your production credentials if required. --- ## See Also - [Paytm](https://juspay.io/in/docs/payment-gateway-integrations/docs/payment-gateways/paytm) - [ZAAKPAY](https://juspay.io/in/docs/payment-gateway-integrations/docs/payment-gateways/zaakpay)