---
page_source: https://docs.juspay.io/simpl/docs/simpl-paylater/description
page_title: Description
---


# Simpl




## **How it works** 




### 1. Simpl Integration using the SIMPL Gateway



`Step 1`: The user navigates to the payment page within the merchant app.

`Step 2:` If eligible, Simpl payment option is exclusively displayed to eligible users.

`Step 3:` The user opts for "Simpl" as the payment method.

* **Scenario 1** : **For first-time eligible user:** 
  
  * The user is redirected to Simpl’s website.
  * The user inputs the OTP sent to their mobile number for verification and consent.
  * Payment is completed, order gets placed and the user is redirected back to the merchant’s app/website.
  * The user's Simpl wallet is then automatically linked to the merchant app/website.
    
    [Video](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/simpl/-l0IRW.mp4)
* **Scenario 2:** **For eligible user, where SIMPL is already linked:** 
  
  * Simpl is shown as a payment option with available balance details.
  * The user chooses "Simpl" as the payment method.
  * Transaction is completed without any redirection and order is placed.
    
    [Video](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/simpl/-88LLx.mp4)


#### **Simpl PayLater Transaction Flow** 



![Image](https://dth95m2xtyv8v.cloudfront.net/tesseract/assets/simpl/Screenshot%202024-05-23%20at%2012.57.02%20PM.png)




### 2. Simpl Integration using the other gateways



`Step 1`: The user navigates to the payment page within the merchant app.

`Step 2:` If eligible, Simpl payment option is exclusively displayed to eligible users.

`Step 3:` The user opts for "Simpl" as the payment method.

`Step 4:` The user is redirected to Simpl’s website.

`Step 5:` The user inputs the OTP sent to their mobile number for verification and consent.

`Step 6:` Payment is completed, order gets placed and the user is redirected back to the merchant’s app/website.


### **Analytics** 



You can use the Transaction Analytics Module in Juspay Dashboard to monitor the traffic and performance of Simpl transactions.