---
page_title: Lite Transferout
product: UPI TPAP SDK
platform: Android
page_source: https://juspay.io/in/docs/upi-tpap-sdk/android/headless-process-payloads/lite-transferout
llms_txt: https://juspay.io/in/docs/llms.txt
product_llms_txt: https://juspay.io/in/docs/upi-tpap-sdk/llms.txt
---


# Lite Transferout



**This action is used when**  a user wants to withdraw their Lite balance without deactivating their Lite account. After the transfer out, the LRN remains active.


###   Process Parameters



## Request Payload
- **RequestId**:
  - Description: Unique uuid-v4 string
  - Value: Example: abcd-12345-abcd-12345
  - Tags: String, Mandatory
- **Service**:
  - Description: Value: in.juspay.hyperapi
  - Tags: String, Mandatory
- **Payload**:
  - Description: Parameters required to call Hyper SDK API
  - Value:
    - **Action**:
      - Description: Operation to be performed in the SDK.
      - Value: upiLiteTransferOut
      - Tags: String, Mandatory
    - **MerchantKeyId**:
      - Description: Key ID to identify the public-private key pair used for signature generation.
      - Tags: String, Mandatory
    - **UpiRequestId**:
      - Description: Request id for upi transaction
      - Tags: String, Mandatory
    - **AccountReferenceId**:
      - Description: Unique id for the payer selected bank account as returned by upiGetSessionToken response. Incase of subsequent top up, this has to be the referenceId of the lite account.
      - Tags: String, Mandatory
    - **Signature**:
      - Description: Signature generated for the signaturePayload
      - Value: <signature>
      - Tags: String, Mandatory
    - **SignaturePayload**:
      - Description: Signature payload is a stringified JSON of the details mentioned in the below table.
      - Value:
        - **Merchant_id**:
          - Description: Unique identifier associated with an account created by juspay.Ex: stock
          - Tags: String, Mandatory
        - **Customer_id**:
          - Description: Any unique reference associated with your customer.
          - Tags: String, Mandatory
        - **Timestamp**:
          - Description: Time when request is created in milliseconds.
          - Tags: String, Mandatory
      - Tags: String, Mandatory
  - Tags: JSON, Mandatory


## Response Payload
- **RequestId**:
  - Description: Unique uuid-v4 string
  - Value: Example: abcd-12345-abcd-12345
  - Tags: String
- **Service**:
  - Description: Value: in.juspay.hyperapi
  - Tags: String
- **Payload**:
  - Description: Response Parameters
  - Value:
    - **Action**:
      - Description: Operation to be performed in the SDK.
      - Value: upiLiteTransferOut
      - Tags: String, Mandatory
    - **CustomerVpa**:
      - Description: VPA of the customer
      - Tags: String, Mandatory
    - **CustomerMobileNumber**:
      - Description: Masked phone number of the customer
      - Value: <Customer mobile number>
      - Tags: String, Mandatory
    - **MerchantRequestId**:
      - Tags: String, Mandatory
    - **Amount**:
      - Description: Amount sent. Numeric String with two decimals
      - Tags: String, Mandatory
    - **PayType**:
      - Description: P2P_PAY / SCAN_PAY / INTENT_PAY / SELF_PAY
      - Tags: String, Mandatory
    - **TransactionTimestamp**:
      - Description: Timestamp of transaction
      - Tags: String, Mandatory
    - **GatewayTransactionId**:
      - Description: upiRequestId as passed in request
      - Tags: String, Mandatory
    - **GatewayReferenceId**:
      - Description: Reference id returned by the gateway.
      - Tags: String, Mandatory
    - **GatewayResponseCode**:
      - Description: Response Code received from NPCI
      - Tags: String, Mandatory
    - **GatewayResponseMessage**:
      - Description: Response Message received from NPCI
      - Tags: String, Mandatory
    - **BankCode**:
      - Description: IIN Code for the bank
      - Tags: String, Mandatory
    - **MaskedAccountNumber**:
      - Description: Account Number with last few digits visible
      - Tags: String, Mandatory
    - **BankAccountUniqueId**:
      - Description: Unique Identifier for bank account across banks
      - Tags: String, Mandatory
    - **Status**:
      - Description: If upiSendMoney call was success or failed
      - Value: SUCCESS / FAILURE
      - Tags: String, Mandatory
    - **RefUrl**:
      - Tags: String, Mandatory
  - Tags: JSON
- **Error**:
  - Description: Possible values :- true/false
  - Tags: Boolean
- **ErrorMessage**:
  - Description: Error Message
  - Tags: String
- **ErrorCode**:
  - Description: Error Code
  - Tags: String
- **Event**:
  - Description: Value: process_result
  - Tags: String







## Sample Code Snippets:
### Top Header:

#### Request Code Snippet:

```request
// block:start:setMpinReqH
{
  "requestId": "f7443c1d-9acb-4b3d-9ae5-0e3c33dfcf5b",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiSetMpin",
    "customerVpa": "<Customer VPA>",
    "card": "123456",
    "upiRequestId": "<UPI Request Id>",
    "accountReferenceId": "<Account Reference Id>",
    "expiry": "MMYY",
    "aadhaarNo":"111122",
    "aadhaarConsent":"true"
  }
}

//block:end:setMpinReqH

// block:start:setMpinRespH

{
  "requestId": "<request id passed>",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiSetMpin",
    "status": "SUCCESS" / "FAILURE",
    "bankAccountUniqueId": "<Bank Account Unique Id>",
    "accountReferenceId": "<Account Reference Id>",
    "bankCode": "11111",
    "customerMobileNumber": "XXXX7890",
    "customerVpa": "something@handle",
    "maskedAccountNumber": "XXXX203891",
    "gatewayResponseCode": "",
    "gatewayResponseMessage": ""
  },
  "error": false,
  "errorMessage": "",
  "errorCode": "",
  "event": "process_result"
}

// block:end:setMpinRespH

// block:start:MandateTxnListReqH

{
  "service": "in.juspay.hyperapi",
  "requestId": "f9432fad-a575-451a-956c-3369a6ff6b01",
  "payload": {
    "endDate": "2023/10/12",
    "startDate": "2023/05/12",
    "action": "upiListMandateTxns",
    "signaturePayload": "<signaturePayload>"
    "signature": "EDe...==",
    "limit": "100",
    "offset": "0",
    "merchantKeyId": "12345",
    "umn": "dbc834512aa446469f3b93f5493997c7@abcdef"
  }
}

"signaturePayload": {
  "merchant_id": "stock",
  "customer_id": "1234567",
  "timestamp": "234562345"
}
// block:end:MandateTxnListReqH

// block:start:MandateTxnListRespH

{  
  "service": "in.juspay.hyperapi", 
  "requestId": "adf6ad79-70c0-49ca-98bb-a04ead12cc0f", 
  "payload": {
        "action": "upiListMandateTxns",
        "mandateTxnList": [
          {
            "amount": "249.00",
            "bankAccountUniqueId": "33ebb594583d2fd30f9afada683a84fbd15cbae9489c6dd7c9430e63dc7656ad",
            "bankCode": "175009",
            "expiry": "2024-04-01T21:14:59+05:30",
            "gatewayReferenceId": "409235036858",
            "gatewayResponseCode": "00",
            "gatewayResponseMessage": "Your transaction is successful",
            "gatewayTransactionId": "ABCe5023c23b0634b52a1cb10a50b0555a5",
            "maskedAccountNumber": "653034XXXXXXXX84",
            "payeeName": "XYZ",
            "payeeVpa": "abcd@xyz",
            "payerMobileNumber": "8888888888",
            "payerName": "ABCD",
            "payerVpa": "dbc834512aa446469f3b93f5493997c7@abcdef",
            "remarks": "transaction",
            "seqNumber": "1",
            "transactionTimestamp": "2024-04-01T20:44:59+05:30",
            "umn": "dbc834512aa446469f3b93f5493997c7@abcdef"
          }
        ],
        "otherInfo": "{}",
        "responseCode": "SUCCESS",
        "responseMessage": "SUCCESS",
        "status": "SUCCESS"
    }, 
  "event": "process_result",
  "errorMessage": "", 
  "errorCode": "", 
  "error": false 
}

// block:end:MandateTxnListRespH



// block:start:liteTransferOutReqH

{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiLiteTransferOut",
    "accountReferenceId": "Ace797b05c1d453ca3b0d060695192",
    "amount": "20.00",
    "upiRequestId": "YJP1234567890qwsjpasdfghjk1234",
    "signature": "<Generated signature for signature payload>",
    "signaturePayload": "<Stringified signature payload used for signature generation>",
    "merchantKeyId": "<Merchant Key Id>",
  }
}

// block:end:liteTransferOutReqH

// block:start:liteTransferOutRespH

{
  "service": "in.juspay.hyperapi",
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "payload": {
    "transactionTimestamp": "2025-04-16T15:26:29+05:30",
    "status": "SUCCESS",
    "payType": "P2P_PAY",
    "merchantRequestId": "792c25a63ee648e18e6b2fae4d68f2aa",
    "maskedAccountNumber": "693834XXXXXXXX48",
    "gatewayTransactionId": "YJP1234567890qwsjpasdfghjk1234",
    "gatewayResponseMessage": "Your transaction is successful",
    "gatewayResponseCode": "00",
    "gatewayReferenceId": "510600051249",
    "customerVpa": "XXXXXXXXXX@ypay",
    "customerMobileNumber": "917123456787",
    "bankCode": "500007",
    "bankAccountUniqueId": "71f6a99bc0921fdd3ee35c158158e2e73f431b9d96897174ecd92b121d575a1d",
    "amount": "20.00",
    "action": "upiLiteTransferOut",
    "udfParameters": "{}",
    },
  "event": "process_result",
  "errorMessage": "",
  "errorCode": "",
  "error": false
}

// block:end:liteTransferOutRespH

// block:start:liteTransferOutReqH1

{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiLiteTransferOut",
    "accountReferenceId": "Ace797b05c1d453ca3b0d060695192",
    "amount": "20.00",
    "upiRequestId": "YJP1234567890qwsjpasdfghjk1234",
    "signaturePayload": "<Base 64 encoding of stringified signature payload>",
    "protected": "<Base 64 encoding of stringified protected payload>",
    "signature": "<Base 64 encoding of signaturePayload and Protected>"
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}

// block:end:liteTransferOutReqH1

// block:start:listEmiReqH1
{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": { 
    "action" : "upiListEmi",
    "upiRequestId" : "YJP1234567890qwsjpasdfghjk1234",
    "startDate" : "2025-07-01",          
    "endDate" : "2025-10-01",             
    "accountRefId" : "Ace797b05c1d453ca3b0d060695192"
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}
// block:end:listEmiReqH1

// block:start:listEmiRespH
{
    "service": "in.juspay.hyperapi",
    "requestId": "0963e101-e813-4b33-80bc-9736b572a2db",
    "payload": {
        "status": "SUCCESS",
        "emiList": [
            {
                "totalAmt": "4",
                "tenure": "6",
                "seqNum": "12345",
                "selectEmiUpiReqId": "YJPa008008sd00648708952910b83399969",
                "procFee": "6",
                "payeeVpa": "swiggytest@ypay",
                "payeeName": "JUSPAY_TEST",
                "offerId": "3456",
                "mcc": "5812",
                "maskedAccountNumber": "857775XXXXXXXX9",
                "intRatePct": "2",
                "intRateAmt": "3",
                "emiId": "1234",
                "discountAmt": "0",
                "bankCode": "000000",
                "amount": "8000",
                "accountReferenceId": "Ad4dcc81345c45a1a1fa92a52f4d67"
            }
        ],
        "action": "upiListEmi"
    },
    "event": "process_result",
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
// block:end:listEmiRespH


// block:start:selectemiReqH2
{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": { 
    "action" : "upiSelectEmi",
    "emiTxnType" : "POST"
    "originalTxnUpiRequestId" : "YJP1234567890qwsjpasdfghjk1234",
    "checkEmiUpiRequestId" : "YJPr4r4r467890qwsjpasdfghjk1234",
    "originalTxnAmt" : "1000.00",
    "originalTxnTs" : "1750397231000",
    "customerVpa" : "xxx@ypay",
    "payeeVpa" : "swiggytest@ypay",
    "mcc" : "5812",           
    "accountReferenceId" : "Ace797b05c1d453ca3b0d060695192"
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}


// block:end:selectemiReqH2


// block:start:selectemiRespH2

{
  "error": 0,
  "errorCode": "",
  "errorMessage": "",
  "event": "process_result",
  "payload": {
    "action": "upiSelectEmi",
    "gatewayResponseCode": "00",
    "gatewayResponseMessage": "Your Select EMI call is successful.",
    "gatewayResponseStatus": "SUCCESS",
    "status": "SUCCESS"
  },
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi"
}

// block:end:selectemiRespH2


// block:start:upiCheckEmiReqH
{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiCheckEmi", 
    "upiRequestId": "YJP1234567890qwsjpasdfghjk1234", 
    "emiTxnType": "FORECLOSE",                      
    "originalTxnUpiRequestId": "TXNef1a2908395239df56663244f8c7deed", 
    "originalTxnAmt": "10000.00",
    "originalTxnTs": "2023-10-07T17:57:49+05:30",
    "customerVpa": "vpa@handle",
    "accountReferenceId": "Ace797b05c1d453ca3b0d060695192", 
    "payeeVpa": "vpa@handle", 
    "mcc": "6540",
    "forecloseEmiId": "Ahask1a2908395239df56663244f8c7deef",           
    "udfParameters": "{}",
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}

// block:end:upiCheckEmiReqH


// block:start:upiCheckEmiRespH
{
  "service": "in.juspay.hyperapi",
  "requestId": "0963e101-e813-4b33-80bc-9736b572a2db",
  "payload": {
    { "action": "upiCheckEmi",
      "status": "SUCCESS" ,
      "gatewayResponseStatus": "SUCCESS" ,
      "gatewayResponseCode": "00",
      "gatewayResponseMessage": "Your Check EMI call is successful.",
      "gatewayTransactionId": "TXNef1a2908395239df56663244f8c7deaa",
      "termsConditions": "www.termsConditions/emi/2",
      "emiLimitAmount": "",
      "emiOfferDetails": [
       {
         "seqNum": "",
         "offerId": "", 
         "tenure": "",
         "amount": "" ,
         "intRatePct": "" ,
         "intRateAmt": "" ,
         "totalAmt": "",
         "discountAmt": "" ,
         "procFee": "" 
      }
    ],
      "foreCloseDetails": {
        "forecloseAmt": "100.00",
        "penaltyAmt": "1000.00",
        "principalAmt": "10000.00",
        "intRatePct": "10.00"
       },
     "udfParameters": "{}"
    },
  "event": "process_result",
  "errorMessage": "",
  "errorCode": "",
  "error": false
  }
}

// block:end:upiCheckEmiRespH







```

### Bottom Header:

#### Response:
```plaintext
// block:start:setMpinReqH
{
  "requestId": "f7443c1d-9acb-4b3d-9ae5-0e3c33dfcf5b",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiSetMpin",
    "customerVpa": "<Customer VPA>",
    "card": "123456",
    "upiRequestId": "<UPI Request Id>",
    "accountReferenceId": "<Account Reference Id>",
    "expiry": "MMYY",
    "aadhaarNo":"111122",
    "aadhaarConsent":"true"
  }
}

//block:end:setMpinReqH

// block:start:setMpinRespH

{
  "requestId": "<request id passed>",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiSetMpin",
    "status": "SUCCESS" / "FAILURE",
    "bankAccountUniqueId": "<Bank Account Unique Id>",
    "accountReferenceId": "<Account Reference Id>",
    "bankCode": "11111",
    "customerMobileNumber": "XXXX7890",
    "customerVpa": "something@handle",
    "maskedAccountNumber": "XXXX203891",
    "gatewayResponseCode": "",
    "gatewayResponseMessage": ""
  },
  "error": false,
  "errorMessage": "",
  "errorCode": "",
  "event": "process_result"
}

// block:end:setMpinRespH

// block:start:MandateTxnListReqH

{
  "service": "in.juspay.hyperapi",
  "requestId": "f9432fad-a575-451a-956c-3369a6ff6b01",
  "payload": {
    "endDate": "2023/10/12",
    "startDate": "2023/05/12",
    "action": "upiListMandateTxns",
    "signaturePayload": "<signaturePayload>"
    "signature": "EDe...==",
    "limit": "100",
    "offset": "0",
    "merchantKeyId": "12345",
    "umn": "dbc834512aa446469f3b93f5493997c7@abcdef"
  }
}

"signaturePayload": {
  "merchant_id": "stock",
  "customer_id": "1234567",
  "timestamp": "234562345"
}
// block:end:MandateTxnListReqH

// block:start:MandateTxnListRespH

{  
  "service": "in.juspay.hyperapi", 
  "requestId": "adf6ad79-70c0-49ca-98bb-a04ead12cc0f", 
  "payload": {
        "action": "upiListMandateTxns",
        "mandateTxnList": [
          {
            "amount": "249.00",
            "bankAccountUniqueId": "33ebb594583d2fd30f9afada683a84fbd15cbae9489c6dd7c9430e63dc7656ad",
            "bankCode": "175009",
            "expiry": "2024-04-01T21:14:59+05:30",
            "gatewayReferenceId": "409235036858",
            "gatewayResponseCode": "00",
            "gatewayResponseMessage": "Your transaction is successful",
            "gatewayTransactionId": "ABCe5023c23b0634b52a1cb10a50b0555a5",
            "maskedAccountNumber": "653034XXXXXXXX84",
            "payeeName": "XYZ",
            "payeeVpa": "abcd@xyz",
            "payerMobileNumber": "8888888888",
            "payerName": "ABCD",
            "payerVpa": "dbc834512aa446469f3b93f5493997c7@abcdef",
            "remarks": "transaction",
            "seqNumber": "1",
            "transactionTimestamp": "2024-04-01T20:44:59+05:30",
            "umn": "dbc834512aa446469f3b93f5493997c7@abcdef"
          }
        ],
        "otherInfo": "{}",
        "responseCode": "SUCCESS",
        "responseMessage": "SUCCESS",
        "status": "SUCCESS"
    }, 
  "event": "process_result",
  "errorMessage": "", 
  "errorCode": "", 
  "error": false 
}

// block:end:MandateTxnListRespH



// block:start:liteTransferOutReqH

{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiLiteTransferOut",
    "accountReferenceId": "Ace797b05c1d453ca3b0d060695192",
    "amount": "20.00",
    "upiRequestId": "YJP1234567890qwsjpasdfghjk1234",
    "signature": "<Generated signature for signature payload>",
    "signaturePayload": "<Stringified signature payload used for signature generation>",
    "merchantKeyId": "<Merchant Key Id>",
  }
}

// block:end:liteTransferOutReqH

// block:start:liteTransferOutRespH

{
  "service": "in.juspay.hyperapi",
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "payload": {
    "transactionTimestamp": "2025-04-16T15:26:29+05:30",
    "status": "SUCCESS",
    "payType": "P2P_PAY",
    "merchantRequestId": "792c25a63ee648e18e6b2fae4d68f2aa",
    "maskedAccountNumber": "693834XXXXXXXX48",
    "gatewayTransactionId": "YJP1234567890qwsjpasdfghjk1234",
    "gatewayResponseMessage": "Your transaction is successful",
    "gatewayResponseCode": "00",
    "gatewayReferenceId": "510600051249",
    "customerVpa": "XXXXXXXXXX@ypay",
    "customerMobileNumber": "917123456787",
    "bankCode": "500007",
    "bankAccountUniqueId": "71f6a99bc0921fdd3ee35c158158e2e73f431b9d96897174ecd92b121d575a1d",
    "amount": "20.00",
    "action": "upiLiteTransferOut",
    "udfParameters": "{}",
    },
  "event": "process_result",
  "errorMessage": "",
  "errorCode": "",
  "error": false
}

// block:end:liteTransferOutRespH

// block:start:liteTransferOutReqH1

{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiLiteTransferOut",
    "accountReferenceId": "Ace797b05c1d453ca3b0d060695192",
    "amount": "20.00",
    "upiRequestId": "YJP1234567890qwsjpasdfghjk1234",
    "signaturePayload": "<Base 64 encoding of stringified signature payload>",
    "protected": "<Base 64 encoding of stringified protected payload>",
    "signature": "<Base 64 encoding of signaturePayload and Protected>"
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}

// block:end:liteTransferOutReqH1

// block:start:listEmiReqH1
{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": { 
    "action" : "upiListEmi",
    "upiRequestId" : "YJP1234567890qwsjpasdfghjk1234",
    "startDate" : "2025-07-01",          
    "endDate" : "2025-10-01",             
    "accountRefId" : "Ace797b05c1d453ca3b0d060695192"
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}
// block:end:listEmiReqH1

// block:start:listEmiRespH
{
    "service": "in.juspay.hyperapi",
    "requestId": "0963e101-e813-4b33-80bc-9736b572a2db",
    "payload": {
        "status": "SUCCESS",
        "emiList": [
            {
                "totalAmt": "4",
                "tenure": "6",
                "seqNum": "12345",
                "selectEmiUpiReqId": "YJPa008008sd00648708952910b83399969",
                "procFee": "6",
                "payeeVpa": "swiggytest@ypay",
                "payeeName": "JUSPAY_TEST",
                "offerId": "3456",
                "mcc": "5812",
                "maskedAccountNumber": "857775XXXXXXXX9",
                "intRatePct": "2",
                "intRateAmt": "3",
                "emiId": "1234",
                "discountAmt": "0",
                "bankCode": "000000",
                "amount": "8000",
                "accountReferenceId": "Ad4dcc81345c45a1a1fa92a52f4d67"
            }
        ],
        "action": "upiListEmi"
    },
    "event": "process_result",
    "errorMessage": "",
    "errorCode": "",
    "error": false
}
// block:end:listEmiRespH


// block:start:selectemiReqH2
{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": { 
    "action" : "upiSelectEmi",
    "emiTxnType" : "POST"
    "originalTxnUpiRequestId" : "YJP1234567890qwsjpasdfghjk1234",
    "checkEmiUpiRequestId" : "YJPr4r4r467890qwsjpasdfghjk1234",
    "originalTxnAmt" : "1000.00",
    "originalTxnTs" : "1750397231000",
    "customerVpa" : "xxx@ypay",
    "payeeVpa" : "swiggytest@ypay",
    "mcc" : "5812",           
    "accountReferenceId" : "Ace797b05c1d453ca3b0d060695192"
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}


// block:end:selectemiReqH2


// block:start:selectemiRespH2

{
  "error": 0,
  "errorCode": "",
  "errorMessage": "",
  "event": "process_result",
  "payload": {
    "action": "upiSelectEmi",
    "gatewayResponseCode": "00",
    "gatewayResponseMessage": "Your Select EMI call is successful.",
    "gatewayResponseStatus": "SUCCESS",
    "status": "SUCCESS"
  },
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi"
}

// block:end:selectemiRespH2


// block:start:upiCheckEmiReqH
{
  "requestId": "19d7fa5f-24b9-4864-a659-147ca57918b4",
  "service": "in.juspay.hyperapi",
  "payload": {
    "action": "upiCheckEmi", 
    "upiRequestId": "YJP1234567890qwsjpasdfghjk1234", 
    "emiTxnType": "FORECLOSE",                      
    "originalTxnUpiRequestId": "TXNef1a2908395239df56663244f8c7deed", 
    "originalTxnAmt": "10000.00",
    "originalTxnTs": "2023-10-07T17:57:49+05:30",
    "customerVpa": "vpa@handle",
    "accountReferenceId": "Ace797b05c1d453ca3b0d060695192", 
    "payeeVpa": "vpa@handle", 
    "mcc": "6540",
    "forecloseEmiId": "Ahask1a2908395239df56663244f8c7deef",           
    "udfParameters": "{}",
  }
}

"signaturePayload": {
  "merchantCustomerId": "12345",
  "timestamp": "1668389349848",
  "merchantId": "<stock>",
  "merchantChannelId": "<stock>"
}

"protected": {
  "kid":"uat833359804655bb748702e324111",
  "alg":"RS256"
}

// block:end:upiCheckEmiReqH


// block:start:upiCheckEmiRespH
{
  "service": "in.juspay.hyperapi",
  "requestId": "0963e101-e813-4b33-80bc-9736b572a2db",
  "payload": {
    { "action": "upiCheckEmi",
      "status": "SUCCESS" ,
      "gatewayResponseStatus": "SUCCESS" ,
      "gatewayResponseCode": "00",
      "gatewayResponseMessage": "Your Check EMI call is successful.",
      "gatewayTransactionId": "TXNef1a2908395239df56663244f8c7deaa",
      "termsConditions": "www.termsConditions/emi/2",
      "emiLimitAmount": "",
      "emiOfferDetails": [
       {
         "seqNum": "",
         "offerId": "", 
         "tenure": "",
         "amount": "" ,
         "intRatePct": "" ,
         "intRateAmt": "" ,
         "totalAmt": "",
         "discountAmt": "" ,
         "procFee": "" 
      }
    ],
      "foreCloseDetails": {
        "forecloseAmt": "100.00",
        "penaltyAmt": "1000.00",
        "principalAmt": "10000.00",
        "intRatePct": "10.00"
       },
     "udfParameters": "{}"
    },
  "event": "process_result",
  "errorMessage": "",
  "errorCode": "",
  "error": false
  }
}

// block:end:upiCheckEmiRespH







```



---

## See Also

- [Lite Topup](https://juspay.io/in/docs/upi-tpap-sdk/android/headless-process-payloads/lite-topup)
- [Feature Description](https://juspay.io/in/docs/upi-tpap-sdk/android/headless-process-payloads/feature-description)
