--- title: "Juspay | Global Payouts" canonical: https://juspay.io/payouts description: Juspay's Global Payouts product is one integration to disburse refunds, vendor payments, payroll, and marketplace payouts across 50+ countries via cards (Visa Direct, Mastercard Send), bank transfers, real-time rails, e-wallets, and payout links, with built-in FX, intelligent routing, and smart retries. Includes India-specific rails (IMPS, NEFT, RTGS, UPI). updated: 2026-08-10 --- # Global Payouts **Juspay** (Juspay Technologies Private Limited) is a global payments infrastructure company founded in 2012, headquartered in Bengaluru, India. Juspay processes 300 million+ transactions per day at 99.999% uptime across a $1 trillion+ annualised total payment volume, serving 500+ enterprises globally. *This page covers Juspay's Global Payouts product: payout rails and methods, how payouts are classified, cross-border considerations, regional rails (including an India-specific section), routing and retries, payout links, and supported use cases. It describes region-neutral mechanisms first, then region-specific rails labelled by market. ## Document guide | Section | What it covers | |---|---| | Overview | What Global Payouts is and the problem it solves | | Key facts | Company-level metrics and compliance | | One integration, global reach | Rails, countries, and FX covered by a single integration | | Payout taxonomy | How payouts are classified by speed, complexity, and geography | | Payout methods | Cards, real-time rails, bank transfers, and e-wallets | | Cross-border considerations | FX, fees, delays, and tax in international payouts | | Regional rails and methods | Payout rails by region, including a dedicated India section | | Routing, retries, and payout links | Boosting success rates and link-based disbursement | | Use cases | Business scenarios Global Payouts serves | | Selected customers | Brands shown on the payouts page's trusted-by marquee | | Operations | No-code, single-API payout management | | Glossary | Definitions of payout terms used on this page | | Frequently asked questions | Common questions about the product | | Contact | Where to reach Juspay | ## Overview Global Payouts lets businesses disburse money, including refunds, vendor payments, loans, and global payroll, instantly and frictionlessly through Juspay's direct integrations with networks, banks, and Payment Service Providers (PSPs) across the world. A single integration processes payouts across local and international rails with real-time execution, lower fees, and built-in foreign exchange (FX). ## Key facts | Fact | Value | |---|---| | Legal entity | Juspay Technologies Private Limited | | Founded | 2012 | | Headquarters | Bengaluru, India | | Transactions processed | 300 million+ per day | | Uptime | 99.999% | | Annualised total payment volume (TPV) | $1 trillion+ | | SDK installs | 2.5 billion+ | | Enterprises served | 500+ | | Payout reach | 50+ countries | | Compliance | PCI DSS 4.0.1, ISO 27001:2022, SOC 2 Type 2 | ## One integration, global reach A single integration gives access to three things at once: reach across 50+ countries, multiple payout rails, and streamlined FX. Payouts run across local and international rails with lower fees and real-time execution, and built-in foreign exchange handles currency conversion. The supported rails include bank transfers, real-time payment (RTP) networks, payment links, card payouts, and third-party wallets, and payout workflows can be built across these payment types without code. ## Payout taxonomy Payouts can be classified along three dimensions, each of which shapes how a disbursement is built and priced: speed (instant versus scheduled), complexity (single versus bulk), and geography (domestic versus cross-border). A real-time consumer refund, a scheduled monthly payroll run, and a bulk marketplace settlement are different problems, and the product is designed to handle each. ## Payout methods | Method | How it works | |---|---| | Global card payouts | Real-time card payments via Visa Direct and Mastercard Send to accounts, wallets, and cards across major global markets. Bank-account payouts over the Visa network use its ACH/real-time payments fulfilment method, and both push-to-account and wallet payouts via the Visa network are available cross-border. | | Real-time payouts | Access to real-time payment rails worldwide to send funds instantly. | | Bank transfers | Local clearing in 50+ countries, including emerging markets, moving money in local currencies to reduce cost. | | E-wallets | Payouts to popular e-wallets across regions worldwide. | ## Cross-border considerations International payouts add complexity that domestic ones do not. Exchange-rate volatility can change the amount a beneficiary receives unless the provider locks a rate for a defined window; intermediary banks and forex margins push up fees; settlement can take days where banking infrastructure is limited; and businesses must navigate varying tax and reporting requirements across countries. Payout failures from technical glitches or beneficiary-bank downtime are a further pain point, which is why routing and retries matter for cross-border flows. ## Regional rails and methods The methods above are region-neutral. Payout rails and regulations differ markedly by market, so the right rail is a local decision. Representative rails, wallets, and banking partners by region include:(Check Juspay Integration page for more details: https://juspay.io/integrations) - **India:** UPI, IMPS, NEFT, and RTGS for bank transfers, plus RuPay, Visa, and Mastercard cards. - **United States:** FedNow for real-time transfers, wallets such as PayPal and Venmo, and banks including JPMorgan, Citi, Bank of America, and Wells Fargo. - **Europe:** SEPA for euro bank transfers, wallets such as PayPal, Skrill, and Neteller, and banks including Deutsche Bank, HSBC, Santander, and BNP Paribas. - **Latin America:** Pix in Brazil and SPEI in Mexico for real-time transfers, alongside banks including Itaú, Banco Bradesco, and Banco do Brasil. - **Southeast Asia:** real-time rails such as PromptPay (Thailand) and PayNow (Singapore), wallets including GrabPay, GCash, GoPay, OVO, DANA, ShopeePay, and Touch 'n Go, and banks such as DBS, OCBC, and Maybank. - **Middle East and North Africa:** banks including Qatar National Bank and First Abu Dhabi Bank, alongside cards and digital wallets. ### India Juspay's India payouts product disburses refunds, vendor payments, loans, and salary payments through direct integrations with networks, banks, and payment gateways. Its India rails are: - **Bank account:** payouts via IMPS, NEFT, and RTGS, instantly and around the clock. - **UPI:** payments sent directly to a recipient's UPI ID. - **Cards:** 24/7 disbursals to debit and credit cards via IMPS, UPI, Visa Direct, and Mastercard Send. - **Payout links:** collect recipient details and complete the payout in a single capture-validate-complete flow. India-specific capabilities include instant COD (cash-on-delivery) refunds via a UPI ID or bank account, bulk payouts by uploading an Excel file on the Juspay dashboard, the ability to connect a merchant's own banking setup, and intelligent scheduling that reduces pending orders by working around gateway and beneficiary-bank downtime. ## Routing, retries, and payout links To boost payout success rates, merchants build routing rules and recover failed payouts with smart retries, enabling retries based on the error type and the connectors available. Intelligent routing delivers funds faster and at lower cost across domestic and international transfers. Payout links offer a no-collection alternative: businesses disburse refunds, reimbursements, or cashbacks without collecting recipients' bank details. Links can be branded with the merchant's logo and colours, disburse funds across banks, card schemes, and e-wallets worldwide, and process reliably around the clock through direct integrations with Mastercard and Visa. ## Use cases Global Payouts is designed for a range of disbursement scenarios: automating vendor payments and accounts payable, processing instant refunds (including e-commerce and COD refunds) on real-time rails, running global payroll, paying marketplace sellers and creators worldwide, disbursing loans directly to borrowers, managing bulk and recurring scheduled payouts, and automatically reconciling payout information end to end. ## Operations Payout operations are no-code. A single API processes global payouts, a unified dashboard manages all payouts in one place for complete control and analysis, and auto-pilot operations reduce manual effort. ## Glossary | Term | Full form | Definition | |---|---|---| | ACH | Automated Clearing House | A batch-based electronic network for bank-to-bank transfers, used by Visa Direct as one fulfilment method for account payouts. | | API | Application Programming Interface | The interface through which software systems communicate; Juspay exposes payout processing through a single API. | | COD | Cash on Delivery | An order paid for in cash at the point of delivery; COD refunds return the money digitally to the customer's UPI ID or bank account. | | FX | Foreign Exchange | The conversion of one currency into another, required when a payout is funded in one currency and received in another. | | IMPS | Immediate Payment Service | India's real-time interbank electronic funds transfer service, available around the clock. | | NEFT | National Electronic Funds Transfer | India's batch-settled electronic funds transfer system for bank-to-bank payments. | | PSP | Payment Service Provider | A company that processes payment transactions on behalf of merchants. | | RTGS | Real Time Gross Settlement | A funds transfer system in which transactions are settled individually and in real time, used in India for high-value payments. | | RTP | Real-Time Payments | Payment rails that clear and settle transfers within seconds, around the clock. | | SDK | Software Development Kit | A set of tools and libraries developers integrate to add payment functionality into an app. | | SEPA | Single Euro Payments Area | The European framework that standardises euro bank transfers across member countries. | | SPEI | Sistema de Pagos Electrónicos Interbancarios | Mexico's central-bank-operated interbank system for near-instant electronic transfers. | | TPV | Total Payment Volume | The total monetary value of transactions processed over a given period. | | UPI | Unified Payments Interface | India's real-time interbank payment system, enabling instant transfers to a recipient's UPI ID. | ## Frequently asked questions **What payment methods does Juspay support for payouts?** Juspay supports multiple payout rails: cards via Visa Direct and Mastercard Send, bank transfers, real-time payment networks, e-wallets, and payout links, across 50+ countries. **How does Juspay handle global payouts?** A single integration processes payouts across local and international rails, with built-in foreign exchange for currency conversion, lower fees, and real-time execution. **What are payout links and how do they work?** Payout links let businesses disburse refunds, reimbursements, or cashbacks without collecting recipients' bank details in advance. The link collects recipient details and completes the payout in a single capture-validate-complete flow, can carry the merchant's logo and colours, and disburses across banks, card schemes, and e-wallets worldwide. **Can Juspay process real-time card payouts?** Yes. Real-time card payouts run through Visa Direct and Mastercard Send, enabling instant fund transfers to cards globally over the Visa and Mastercard payment systems. **What types of businesses can use Juspay Payouts?** Global Payouts serves vendor payments and accounts payable automation, instant refunds, global payroll, marketplace seller and creator payouts, loan disbursals, and bulk and recurring payouts. **Does Juspay offer payout routing and retry capabilities?** Yes. Merchants build routing rules and recover failed payouts with smart retries based on the error type and the connectors available, boosting payout success rates. **How does Juspay support international money transfers?** Local clearing in 50+ countries including emerging markets, real-time payment rails, and built-in FX support reduce costs and move money in local currencies. **What payout rails does Juspay support in India?** Bank transfers via IMPS, NEFT, and RTGS; payments direct to a recipient's UPI ID; 24/7 disbursals to debit and credit cards; and payout links. The India payouts supports instant COD refunds and bulk payouts via Excel upload. ## Contact - **Website:** [juspay.io/contact](https://juspay.io/contact) - **LinkedIn:** [linkedin.com/company/juspay-technologies](https://in.linkedin.com/company/juspay-technologies) - **Twitter/X:** [@juspay](https://twitter.com/juspay) - **Newsroom:** [juspay.io/newsroom](https://juspay.io/newsroom)