--- page_title: Enable EMI product: Advance EMI page_source: https://juspay.io/in/docs/advance-emi/docs/advance-emi-suite/enable-emi llms_txt: https://juspay.io/in/docs/llms.txt product_llms_txt: https://juspay.io/in/docs/advance-emi/llms.txt --- # Adding the EMI ### **Step 4:** Enable EMI on your payment page  --- ## Integration type : Juspay HyperCheckout (Payment Page) ### Step 4.1 Juspay Config Changes * For EMI enablement, [Login](https://portal.juspay.in/marketplace)to Juspay Dashboard and navigate to Marketplace tab to get the EMI flow enabled on your Juspay payment page * Juspay will release these changes in testing environment (CUG) for you to initiate the end to end testing on your app / website * As soon as the Juspay config changes are released to CUG and you also configure EMI Plans and related Low Cost / No Cost Offers on Juspay Dashboard, EMI payment option will start reflecting on your payment page. ### Step 4.2 Consume payment response * Juspay will include the EMI value in Webhooks and Order Status responses to distinguish normal and EMI transactions. * Backend changes are necessary at your end to consume these responses. * [Webhook request](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/webhooks-request) * [Order Status response](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/order-status-response) ### Step 1.1. Substep > **Note** > * If you want to display only the EMI payment option on the payment page for an order, include `payment_filter` parameter in the payload with the necessary conditions. Detailed payload parameters can be referred [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/payment-locking). > > * Use case: You sell a premium product X on your online platform and you want give only EMI payment option to your users. To handle this, you can use the `payment_filter` parameter in the payload while invoking the payment page if the cart has product X added to it. --- ## Integration type : Juspay Express Checkout API ### 4.1 Get the EMI plan list * While loading the payment page, call Juspay [List EMI plans API](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/list-emi-plans)to get the list of eligible EMI plans along with the Offer * The API will share the list of all Active EMI plans (Standard / Low Cost / No Cost) applicable for the order including the list of gateways supported. * Based on the API response, display all EMI plans on your payment page. ### 4.2 Initiate EMI transaction * Once the user chooses EMI Plan payment option, following changes are required: * Changes in Order Create payload: * For Standard EMI transactions, refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api) for the parameter details. * For Standard EMI transactions via Pinelabs gateway, include the “order_basket” details while creating the order. Refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api) for the details * For No-cost and Low-cost EMI transactions, include the “order_basket” details while creating the order for product based offers. Refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api)for the parameter details * Before initiating an EMI transaction, it is recommended to perform an eligibility check using the [Transaction eligibility API](https://juspay.io/in/docs/advance-emi/docs/advance-emi-suite/api-txns-eligibility) to ensure that the required gateways are available to process the EMI transaction. * Once a customer initiates a EMI transaction, you can initiate the transaction with Juspay with following changes: * Pass additional parameters `emi_type,emi_tenure,is_emi,emi_bank`and**** `offers`(OfferID)**** in the existing `Txns`[API call](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/emi-transaction-api) that you are using to initiate card transactions * Juspay backend will route the transaction to the eligible gateway which has good health score. * User can complete the transaction using OTP authentication. ### Step 4.3 Consume payment response * Juspay will include the EMI block in Webhooks and Order Status responses to distinguish normal and EMI transactions. * Backend changes are necessary at your end to consume these responses. * [Webhook request](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/webhooks-request) * [Order Status response](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/order-status-response) --- ## Integration type : Juspay Express Checkout SDK ### Step 4.1 Get the EMI plan list * While loading the payment page, call Juspay [List EMI plans API](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/list-emi-plans)to get the list of EMI plans enabled across gateways. * Consume the EMI plans response and display those Standard EMI plans along with Offers as Discount/Cashback incase of No-cost and Low-cost EMI. ### Step 4.2 Initiate EMI transaction * Order Creation payload changes: * For Standard EMI transactions, refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api)for the parameter details * For Standard EMI transactions via Pinelabs gateway, include the “order_basket” details while creating the order. Refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api)for the details * For No-cost and Low-cost EMI transactions, include the “order_basket” details while creating the order for product based offers. Refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api)for the parameter details * Before initiating an EMI transaction, it is recommended to perform an eligibility check using the [Transaction eligibility API](https://juspay.io/in/docs/advance-emi/docs/advance-emi-suite/api-txns-eligibility) to ensure that the required gateways are available to process the EMI transaction. * Once a customer initiates a EMI transaction, you can initiate the transaction with Juspay with following changes: * Pass additional parameters `emi_type,emi_tenure, is_emi, emi_bank`**** and**** `offers`(OfferID) in the existing `sdk`[Process call](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/emi-sdk-process-payload)that you are using to initiate card transactions * Juspay backend will route the transaction to the eligible gateway which has good health score. * User can complete the transaction using OTP authentication. ### Step 4.3 Consume payment response * Juspay will include the EMI block in Webhooks and Order Status responses to distinguish normal and EMI transactions. * Backend changes are necessary at your end to consume these responses. * [Webhook request](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/webhooks-request) * [Order Status response](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/order-status-response) --- ## Integration type : PAYV3 ### 4.1 Get the EMI plan list * While loading the payment page, call Juspay [List EMI plans API](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/list-emi-plans)to get the list of eligible EMI plans along with the Offer * The API will share the list of all Active EMI plans (Standard / Low Cost / No Cost) applicable for the order including the list of gateways supported. * Based on the API response, display all EMI plans on your payment page. ### Step 4.2 Initiate EMI transaction * Order Creation payload changes: * For Standard EMI transactions, refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api)for the parameter details * For Standard EMI transactions via Pinelabs gateway, include the “order_basket” details while creating the order. Refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api)for the details * For No-cost and Low-cost EMI transactions, include the “order_basket” details while creating the order for product based offers. Refer [here](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/create-order-api)for the parameter details * Before initiating an EMI transaction, it is recommended to perform an eligibility check using the [Transaction eligibility API](https://juspay.io/in/docs/advance-emi/docs/advance-emi-suite/api-txns-eligibility) to ensure that the required gateways are available to process the EMI transaction. * Once a customer initiates a EMI transaction, you can initiate the transaction with Juspay with following changes: * Pass additional parameters `emi_type,emi_tenure, is_emi, emi_bank`**** and**** `offers`(OfferID) in the existing [Payv3 Form](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/payv3-form)that you are using to initiate card transactions * Juspay backend will route the transaction to the eligible gateway which has good health score. * User can complete the transaction using OTP authentication. ### Step 4.3 Consume payment response * Juspay will include the EMI block in Webhooks and Order Status responses to distinguish normal and EMI transactions. * Backend changes are necessary at your end to consume these responses. * [Webhook request](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/webhooks-request) * [Order Status response](https://docs.juspay.in/advance-emi/docs/advance-emi-suite/order-status-response) --- ## See Also - [Offer Configuration](https://juspay.io/in/docs/advance-emi/docs/advance-emi-suite/offer-configuration) - [Testing & Validation](https://juspay.io/in/docs/advance-emi/docs/advance-emi-suite/testing--validation)