Pre-Auth And Capture

Pre-Authorization (Pre-Auth):

• The customer's card is temporarily authorized for a specific amount, reserving the funds without actually charging them.

• The card issuer verifies that the customer has sufficient funds available.

• Pre-Auth does not debit the amount from the customer's account; it just holds it until the transaction is completed or canceled.

• Example Use Case:
  A hotel might place a pre-authorization hold when a guest checks in, covering the expected room charges and incidentals.

Capture:

• Once the transaction is finalized (e.g., after the service is provided or goods are shipped), the merchant submits a request to capture the amount.

• This is when the reserved funds are actually debited from the customer's account.

• Example Use Case:
  After the guest checks out and final charges are determined, the hotel processes the capture, debiting the appropriate amount.

Void:

• Void API is used to cancel or void a payment transaction that has been authorized but not yet captured or settled.

• This functionality is typically employed in pre-authorization and capture workflows or when a merchant needs to reverse a transaction before funds are debited from the customer’s account.

• Example Use Case:
  If the guest decides to cancel their booking, the hotel processes a void transaction, ensuring the reserved amount is released back to the guest's account without delay.

Enable the required flag in the gateway configuration within the PG Control Center on the Juspay dashboard.

Flag enablement during gateway configuration:
Login to Juspay Dashboard → Select the preferred gateway → Navigate to “Payment Method Configurations” → Select “Advanced Features” → Enable the flag “Pre-authorization”

Flag enablement for existing gateway:
Login to Juspay Dashboard → Select the preferred gateway → Navigate to “Advanced Features” under “Payment Method Configurations” → Enable the flag “Pre-authorization”