While loading the payment page, call Juspay List EMI Plans API
to get the list of EMI plans enabled across gateways.
Consume the EMI plans and display those EMI plans on the payment page.
For Pinelabs gateway, include the “order_basket” details while creating the order. Refer here for the parameter details.
Before initiating an EMI transaction, it is recommended to perform an eligibility check using the Transaction eligibility API to ensure that the required gateways are available to process the EMI transaction.
Once a customer initiates a EMI transaction, you can initiate the transaction with Juspay with following changes:
Pass additional parameters emi_type,emi_tenure, is_emi, emi_bank in the existing sdkProcess call that you are using to initiate card transactions
Juspay backend will route the transaction to the gateway which is enabled for EMI and proceeds with the bank OTP page for OTP authentication by the customer.
Juspay will include the EMI block in Webhooks and Order Status responses to distinguish normal and EMI transactions.
Backend changes are necessary at your end to consume these responses.
Have questions?
