Cred Offers

Introduction

Juspay's Offer Engine is integrated with payment partners (CRED) that empowers merchants to promote bank offers along with CRED sponsored offers. Offer engine seamlessly performs eligibility checks with CRED for a customer and displays customized offers on the checkout page without disrupting existing offers for merchants. This integration will allow Cred to sponsor offers, verify customer eligibility, and allot cashback directly without requiring any changes from merchants already using Juspay’s Offers Module. 

Architecture Diagram

Advantages:

• Seamless Integration: No need for merchants to change their existing setup.

• Enhanced Offer Management: Cred can sponsor offers and ensure eligibility directly.

• Efficient Processing: Juspay handles all eligibility checks internally, simplifying the workflow for merchants and Cred.

• Improved User Experience: Lower dropouts leading to a better experience for customers and merchants.

Pre-Requisites

• Merchant must be using Juspay Offer Engine

• Procure Cred offer details from Cred for offer configuration on the Juspay Offers dashboard.

Sample UIs with Cred Offer:

Cred Offer can be displayed on payment page as a banner or text.

• Display of Cred Offers on the Payment page as a banner

• Cred Offer on Quickpay Screen

Cred Offer Configuration

• Configure Cred offers under Offer Configuration section on the Juspay Offers dashboard.

  Login to Offers Dashboard → Offers Configuration

• Ensure that CRED is selected as Partner under the Issuer Details tab during offer configuration

Configuration of Cred offer without any current offers

Integration Changes and Workflow

Integration Changes:

Merchant must retrieve Cred offer details(Partner_offer_info)from the List Offer API and display them on the payment page as a banner or text.

Work Flow:

• Configure CRED offer on Juspay dashboard

• Call Juspay’s List offers API with the user’s mobile number. Juspay will internally call the Cred eligibility API to verify if the provided mobile number is eligible for the Cred offer.

• If the offer is eligible, show the offer text response (Parameter name: Partner_offer_info) in the list offer response on the payment page UI.

• Send the offer ID received from List offers API in existing transaction or /txns API.

• Juspay will validate the offer & inform Cred in case of successful transaction.

• CRED will process the cashback to the user.

• Juspay to send the offer status in order status response.

Sample Request and Responses: