Purpose Code

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Code
Meaning
00
Default
01
SEBI (IPO with max limit upto 5L/txn for verified merchants, MCC 6211)
02
AMC
03
Travel
04
Hospitality
05
Hospital
06
Telecom
07
Insurance
08
Education
09
Gifting Common
10
BBPS
11
Global UPI
12
Metro ATM QR
13
Non-metro ATM QR
14
SI (Standing Instruction)
15
Corporate disbursement (Preapproved Disbursment with max limit upto 2L/txn for verified merchants, except for MCC 5969-Cashbacks)
20
B2B transactions
25
RDS (For Govt. Securities via RBI Retail Direct Scheme with max limit upto 5L/txn for verified merchants, MCC 6211)
41
UPI Lite Initial Top Up
42
UPI Lite Subsequent Top Up
43
Disablement from UPI Lite
44
Online Payments using Lite(Includes both PAY & COLLECT)
45
Offline Payments using Lite
46
UPI Lite Transfer Outs
50
UPI Lite Zero Balance Disablement
59
Full Deligation
60
Customer from another country wishes to pay to Indian Merchant
61
International Indirect QR/Intent based Pay (FCY Model)
62
International Direct QR/Intent based Pay (FCY Model)
63
International Indirect QR/Intent based Pay (DCC Models)
64
International Direct QR/Intent based Pay (DCC Models)
65
International Indirect Pay (INR Model)
66
International Direct Pay (INR Model)
71
Initial topup and enablement for UPI Lite Autopay
76
SBMD (Single Block Multiple Debit) for Securities brokers & dealers (Secondary Market)
77
SBMD (Single Block Multiple Debit) for Online goods & service delivery
87
Delegate Flows
82
Subsequent topups for UPI Lite Autopay
92
Digital Rupee - CBDC (Wallet Id @drbankname)
BH
IoT Payment Flow
AZ
Autopay Interoperability
BR
Bioauth