Deploy A Real-Time Payment Network in Months, Not Years.
Trusted by leading enterprises worldwide, Juspay simplifies payment orchestration and global coverage, boosts conversions, reduces fraud, and delivers seamless customer experiences.
Full Stack UPI Rails
Ready Building Blocks
Proven PSP and Banking switch layers that act as the perfect bridge between your ecosystem and Central BCRP Infrastructure
End-to-End Product Development
We handle integration, certification, and change management. Dedicated stacks deployed on secure cloud infrastructure.
Fully Managed Operations
24x7 monitoring, reconciliation, dispute handling, and full compliance with Central Bank regulations.
A Modular Stack for a Complete Ecosystem
SDK TPAP Enablement
Ideal for: Third-Party App Providers
SDKs to turn any app into a payment app
Partners inherit onboarding and PIN flows with minimal integration
Consumer stack
Ideal for: SuperApps, Wallets, Banks
User Onboarding & VPA Management.
Send/Receive via Mobile, QR, & Intent
Merchant Stack
Ideal for: Payment Aggregators, Acquirers
Omnichannel Collections (QR, Intent, Collect)
Dashboard for Settlement & Handling Chargebacks
Banking Switch
Ideal for: Banks & Financial Institutions
Account Provider Integration for debits/credits
Secure PIN Creation & HSM Integration
Minimize your Payment Observability
Unified 360 view of your Payments Data & Operations. Monitor, audit, and minimise Payments processing costs. Streamline Reconciliation, dispute management, and checkout funnel analysis.
The UPI Payment Flow
Click through each step to follow the journey of a real-time payment across the 4-party architecture.
Customer Initiates Payment
The customer opens their payment app (Google Pay, PhonePe, etc.) and enters the payee's VPA or scans a QR code to initiate a payment.
Technical detail: The payment request includes: amount, payer VPA, payee VPA, and transaction metadata. This is the starting point of the 4-party model.
Over a Decade of Expertise in UPI
Designed the core UPI PIN screen for India
1st to bring in-app experience inside UPI Apps
First UPI PSP on Cloud
Designed and Developed small-value payments, without the need of UPI PIN
Launching solution for both issuing & acquiring partners
1-click UPI Payments
Designed the core UPI PIN screen for India
1st to bring in-app experience inside UPI Apps
First UPI PSP on Cloud
Designed and Developed small-value payments, without the need of UPI PIN
Launching solution for both issuing & acquiring partners
1-click UPI Payments
Juspay 360 UPI stack
360 UPI solutions for the ecosystem. End-to-End UPI stack for merchant, TPAP, and PPI apps, issuing & acquiring stack for banks, and core UPI components for NPCI.
