UPI-in-a-Box Solution

Adopt India's UPI
Infrastructure

Deploy a Real-Time Payment Network in Months, Not Years.

Leverage the proven "UPI-in-a-Box" stack to build a sovereign digital payment ecosystem. Orchestration, Infrastructure, and Experience — fully managed.

50,000+ Peak TPS
99.99% Uptime SLA
<500ms Latency
Trusted by the fastest growing companies
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amazon_coloredoneplus_coloredindigo_coloredmacdonalds_expandburger_king_expandstarbucks_expandxiomi_expandmicrosoftgooglelenskart_expandurbancompanyflipkartagoda_expandwego_coloredticket_coloredhugo_boss_coloredzenda_colored
Why Juspay

Full-Stack UPI Rails

A modular, production-ready stack powering billions of transactions across India's payment ecosystem.

Ready building <br/> blocks

Ready building
blocks

Pre-built Proven Payer/Payee PSP layers that act as the perfect bridge between your ecosystem and Central BCRP Infrastructure.

End-to-end product  development

End-to-end product development

We handle integration, certification, and change management. Dedicated stacks deployed on secure cloud infrastructure.

Fully managed <br/> operations

Fully managed
operations

24×7 monitoring, reconciliation, dispute handling, and full compliance with Central Bank regulations.

Core Platform

A Modular Stack for a Complete Ecosystem

Click on any quadrant to explore the full feature set of each module.

Consumer stack

Powering P2P

Ideal for: SuperApps, Wallets, Banks

Merchant stack

Driving P2M

Ideal for: Payment Aggregators, Acquirers

Issuing switch

Connecting the Core

Ideal for: Banks & Financial Institutions

TPAP enablement

Ecosystem Multiplier

Ideal for: Third-Party App Providers

Analytics

Complete Visibility Over Your Transactions

A sleek, real-time dashboard giving you full control and insight into every transaction flowing through your network.

Real-time success monitoring

Track payment success rates across all PSPs and banks with sub-second updates.

Volume velocity checks

Detect anomalies and spikes instantly with intelligent velocity thresholds.

Instant dispute resolution

End-to-end dispute lifecycle management with automated UDIR compliance.

Merchant settlement tracking

Real-time, cycle-based, and T+1 settlement tracking for all merchant types.

4-Party Model

The UPI Payment Flow

Click through each step to follow the journey of a real-time payment across the 4-party architecture.

Remitter Switch
CBS / CMS / LMS
Customer App
Payer PSP
UPI Switch
Payee PSP
Payment Confirmed
Beneficiary Switch
CBS / CMS / LMS
1

Customer Initiates Payment

The customer opens their payment app (Google Pay, PhonePe, etc.) and enters the payee's VPA or scans a QR code to initiate a payment.

Technical detail: The payment request includes: amount, payer VPA, payee VPA, and transaction metadata. This is the starting point of the 4-party model.

Join the Revolution of
Real-Time Payments

Our infrastructure manages the complex orchestration between Switches, PSPs, and Core Banking Systems.